Income & Pay
Freelance Rate calculator
Find the hourly rate you need to hit your income target.
Your inputs
$
$
%
Results
Recommended hourly rate
$95.56
Required gross revenue
$114,667
Billable hours / year
1200
Sample 40h project rate
$3,822
Day rate (8h)
$764
Breakdown
Total: $114,667
Gross revenue allocation
0%25%50%75%100%
- Take-home$80,00069.8%
- Tax$28,66725.0%
- Expenses$6,0005.2%
AI Insight
Personalized analysis from your numbers
Tap Generate for an AI-written breakdown of what your numbers mean, plus tailored next steps.
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About this calculator
What the Freelance Rate calculator does
Freelance Rate Calculator helps you find the hourly rate you need to hit your income target. It runs entirely in your browser — your inputs are never sent to a server.
How to use it
- Enter your details: Desired annual income (after tax), Annual business expenses, Effective tax rate, Billable hours per week, Working weeks per year.
- Results update instantly as you type — no submit button needed.
- Tap an info icon next to any field for guidance on what to enter.
- Use the Share button to save a permalink that restores your exact inputs.
- Tap Generate on the AI Insight card for a personalized written breakdown.
Tips & context
- Try a few scenarios — adjust one input at a time to see its impact.
- Save useful scenarios to your dashboard for later comparison.
- Pair this with other Income & Pay calculators for a fuller picture.
FAQ
Frequently asked
Is this calculator free?+
Yes — every CortexCalculator tool is free, requires no signup, and runs locally in your browser.
Is my data private?+
Absolutely. Inputs stay on your device. Only anonymous AI Insight requests (when you tap Generate) leave the page.
How accurate are the results?+
We use standard financial formulas and refresh tax rates annually. Treat outputs as planning estimates, not professional advice.