Paycheck calculator
Estimate your take-home pay after federal taxes & FICA.
- Take-home$63,90175.2%
- Federal tax$9,39711.1%
- FICA$6,5037.6%
- Pre-tax deductions$5,2006.1%
Texas state tax breakdown
Texas does not levy a wage income tax. Estimates exclude city, county, and special-district taxes.
Rates reflect 2024 reference data and are simplified estimates — not tax advice. Consult a CPA or your state's Department of Revenue for exact withholding.
Should you go for this?
Your paycheck keeps most of your earnings.
- High effective tax — check W-4 withholding and pre-tax 401(k)/HSA contributions.
Tap Generate for an AI-written breakdown of what your numbers mean, plus tailored next steps.
What the Paycheck calculator does
The Paycheck Calculator estimates your take-home pay after federal income tax, FICA (Social Security + Medicare), an approximated state tax, and any pre-tax deductions you contribute each pay period.
- Enter your details: Annual gross salary, Pay frequency, Filing status, State, Pre-tax deductions / paycheck.
- Results update instantly as you type — no submit button needed.
- Tap an info icon next to any field for guidance on what to enter.
- Use the Share button to save a permalink that restores your exact inputs.
- Tap Generate on the AI Insight card for a personalized written breakdown.
- Maxing 401(k) pre-tax contributions lowers your federal taxable income.
- FICA is capped on Social Security wages each year; high earners see a small bump above the cap.
- States like TX, FL, WA, NV, TN, SD, WY, AK have no state income tax.
Net pay = Gross pay − Federal tax − State tax − FICA (6.2% SS + 1.45% Medicare) − Pre-tax deductions
Frequently asked
Is this exact?+
It uses current federal brackets and approximated state effective rates. Local taxes, garnishments, and post-tax deductions aren't modeled.
Does it support bonuses?+
Bonuses are taxed at supplemental rates by the IRS — this tool models regular wages only.